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Buying a House Buying a Home: Beginning with Pre-Approval If you’re looking to buy a home this fall, there are a few things you need to know. Affordability is tight with today’s mortgage rates and rising home prices. At the same time, there’s a limited number of homes on the market right now and that’s creating some competition among buyers. But, if you’re strategic, […]
Updates People Want Less Expensive Homes – And Builders Are Responding In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. To overcome those challenges, many people are working with their agents to find less expensive homes. And with newly built homes making […]
Market Update Are Home Prices Going Up or Down? That Depends… Media coverage about what’s happening with home prices can be confusing. A large part of that is due to the type of data being used and what they’re choosing to draw attention to. For home prices, there are two different methods used to compare home prices over different time periods: year-over-year (Y-O-Y) and month-over-month (M-O-M). […]
Selling Looking to Sell Your House? Make Sure to Price it Right Over the last year, the housing market’s gone through significant change. While it’s still a sellers’ market, homes that are priced right are selling, and they get the most attention from buyers right now. If you’re thinking of selling your house this spring, it’s important to lean on your expert real estate advisor when it comes […]
Updates LOCAL REALTOR® AWARDED SRS DESIGNATION Peoria, AZ — Megan Staub with Century 21 Toma Partners, has been awarded the Seller Representative Specialist (SRS) designation, the premier seller agency designation in the country. The SRS is conferred by the Real Estate Business Institute (REBI) and is an official credential of the National Association of REALTORS®. Megan joins an elite group of […]
Market Update FHA Cuts Mortgage Insurance Costs by 30% The Biden administration has announced new measures it says could help make buying and owning a home more affordable for hundreds of thousands of people. The plan will cut mortgage insurance costs by 30% for buyers who take out Federal Housing Administration (FHA) backed mortgage loans, from 0.85% to 0.55%. The reduction could save 850,000 homebuyers and […]
Updates LOCAL REALTOR® AWARDED RENE CERTIFICATION Peoria, AZ, 2/13/2023 — Megan Staub with Century 21 Toma Partners, has been awarded the Real Estate Negotiation Expert (RENE) certification, the premier negotiation credential in the country. The RENE is conferred by the Real Estate Business Institute (REBI) and is an official certification of the National Association of REALTORS®. Megan joins an elite group of real […]
Uncategorized Do Student Loans Affect your Ability to Buy a Home? Buying a home is a major investment that requires strong financials. If you have a large amount of student loan debt, you may find it challenging to purchase a home for many reasons. From saving for a down payment, to qualifying for a loan, to affording monthly mortgage payments, student loan debt can play a […]
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Uncategorized Fall Landscape & Garden Tips for Arizona Fall is here! Temperatures are lower, and right now is the best season to plant! The combination of cooler days and nights allows the soil to sit at the ideal temperature to promote root growth for all your trees and plants.   This is why fall is the best time to plant new trees and […]
Market Update AZ Market Update 9/2022 Market Update in Arizona                                               September 2022 Our Arizona market overall is now “balanced”, with supply and demand meeting in the middle. This is quite a departure from the frenzy we have been […]
Uncategorized What You Need To Know About Solar If you’ve been looking for a new home lately, you’ve probably noticed solar panels on many rooftops. Those big, black rectangles harness the sun’s energy to benefit the homeowner. Rooftop solar systems provide homeowners with benefits, including lower energy bills, greater energy self-reliance, potentially higher resale values, and more curb appeal. In recent years, the […]
Market Update It’s Actually a Really Good Time to BUY or SELL a Home! There is no doubt that there have been massive changes in the housing market recently.  Throughout 2020-2021 home values increased about 29% (normal yearly increase in home value is 3-4%).  It was not uncommon for homes to receive multiple offers over asking price with appraisals and inspections waived.   This was driven by the COVID pandemic […]
Selling Why It Is Critical to Price Your House Right When you make a move, you want to sell your house for the highest price possible. That might be why many homeowners are eager to list in today’s sellers’ market. After all, with record-low inventory and high buyer demand, many homes are selling for more than asking price. Data from the National Association of Realtors (NAR) shows 46% […]
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